Should Your Divorce Wait Until Your Kids Turn 18? Insights from a Contra Costa Family Lawyer

(Contra Costa County, CA – January 2026) For many parents in San Ramon, Danville, Walnut Creek, and the surrounding California communities, the decision to divorce is rarely about the two adults alone. It is a decision weighed against the school schedules at Monte Vista or San Ramon Valley High, the stability of a home in Blackhawk, and a lifelong commitment to protect children from upheaval.

A frequent question posed to a Contra Costa family lawyer at Hyden Zakheim, LLP is: “Should I just wait to divorce until the kids are 18?”

The idea of “staying together for the kids” is a dilemma as old as the institution of marriage itself. While the intention is almost always rooted in a selfless desire to protect, the reality is a complex tapestry of legal, financial, and psychological factors. If you are searching for a “family lawyer near me” to help navigate these waters, it is essential to look at the long-term impact on your assets and your children. It is important to explore this decision to help determine what is truly in the best interest of a family’s future.

The Argument for Waiting (The “Pros”)

For many families, waiting until the “nest is empty” offers a sense of control over a volatile situation. In the high-stakes, high-cost environment of the Bay Area, there are practical reasons why parents choose to maintain a single household until the youngest child receives their diploma.

Bypassing the California Custody Apparatus

In California, the court’s jurisdiction over “child custody” and “visitation” generally ends when a child turns 18 (or 19 if they are still a full-time high school student living at home). By waiting, parents effectively bypass the need for a court-ordered parenting plan.

• Avoid Family Court Services: There is no requirement to attend mandatory mediation, where a court-appointed mediator helps determine a schedule.

• Autonomy: Parents keep the “state” out of the living room. For families who can maintain a civil relationship, avoiding the intervention of a family attorney for custody disputes can feel like a relief.

Financial Stability and Education Continuity

Contra Costa County, CA, is home to some of the most competitive school districts in the country. Many parents fear that a divorce will drain the resources intended for college tuition at UC Berkeley, Stanford, or out-of-state universities.

• Preserving the “Family Home”: With the median home price in many Contra Costa County cities exceeding $1.5 million, “buying out” a spouse is often financially impossible without selling the home. Working with a family lawyer to delay the sale allows the children to stay in their familiar bedrooms through graduation.

The Case for Moving Forward (The “Cons” of Delay)

While waiting has its perks, it also carries hidden costs—both emotional and legal—that can follow a person for decades. A family attorney at Hyden Zakheim, LLP often sees the fallout of marriages that were held together past their “expiration date.”

The “Toxic Peace” and Emotional Modeling

Children are emotional sponges. They do not just hear the words said; they feel the tension in the kitchen and the coldness of the “silent treatment.”

• Distorted Relationship Norms: By staying in a loveless or high-conflict marriage, parents provide the primary blueprint for a child’s future relationships. This can inadvertently teach them that “marriage” is defined by endurance, resentment, or a lack of intimacy.

• The Relief of Two Homes: Often, children report feeling a sense of relief after a divorce because the constant undercurrent of parental tension has finally dissipated. If you find yourself searching for a “family lawyer near me” because the household peace is gone, you are likely responding to this reality.

The Legal Risk: California Community Property

In California, the ‘Date of Separation’ is the single most important date in a person’s financial life. If a couple decides to “wait five years,” those five years have massive legal implications:

• Asset Accumulation: Any income earned or retirement contributions made during those years are generally considered community property. By waiting, an individual is essentially continuing to split their future wealth with a spouse they no longer wish to be with.

• The “10-Year Rule” for Spousal Support: Under California Family Code, a marriage of 10 years or more is considered a “marriage of long duration.” This gives the court “permanent” jurisdiction over spousal support. A Contra Costa family attorney can explain how waiting until the kids graduate might push you over that 10-year threshold, significantly altering long-term financial obligations.

The Impact on Children by Developmental Stage

Understanding how children process change is vital. There is no “perfect” age for a divorce, but the challenges shift as they grow.

The Adolescent (Ages 11–17)

Teens are already navigating an identity crisis. A divorce during these years can lead to:

• Loyalty Binds: Feeling like they must “choose” a parent or act as a spy.

• Parentification: When a parent vents to a teen about the other spouse, forcing the child into the role of a peer or therapist.

The Adult Child (Ages 18+)

Many parents believe that once a child is 20, they will “be fine” with a divorce. The reality is often the opposite.

• Shattered History: Adult children often look back and wonder which childhood memories were real and which were a performance.

• Holiday Stress: The logistics of Thanksgiving and Christmas do not get easier; they get harder as adult children must navigate two sets of “grandparent houses” for their own future kids.

Deep Dive—Financial Realities in the Bay Area

For high-earning sectors like Tech, Biotech, and Finance, the financial cost of waiting is perhaps the most overlooked factor. Consulting a Contra Costa family lawyer is the best way to safeguard these specific assets.

RSUs, Stock Options, and “Golden Handcuffs”

For those working at companies like Chevron or at Silicon Valley tech firms, compensation is likely heavy on equity. In California, if a couple is “together” while those stocks vest, they are community property. Waiting until the kids are 18 could mean handing over 50% of the most lucrative years of a career to a spouse who has already been emotionally left behind.

Real Estate Appreciation and Tax Shields

Contra Costa County real estate has historically appreciated at a rapid clip. If a couple waits to divorce, the “buy-out” price for the family home will likely be much higher in five years than it is today.

• Capital Gains Exclusion: Married couples enjoy a $500,000 capital gains tax exclusion on the sale of a primary residence. Once divorced, that exclusion drops to $250,000 per person. An experienced family lawyer can help time the sale to maximize these benefits.

Alternatives to the Twofold Choice 

There is no need to choose between “stay and suffer” or “go to war.” There are modern approaches designed specifically for parents who prioritize their children.

“Birdnesting”

In this arrangement, the children stay in the family home 100% of the time. The parents are the ones who rotate in and out, usually renting a small secondary apartment. This provides total stability for the kids while the parents begin their legal separation.

Mediation and Collaborative Law

The team at Hyden Zakheim, LLP, are proponents of mediation. This allows a couple to settle their affairs privately and quickly. It is even possible to create a “delayed trigger” agreement where the legalities are resolved now, but a move-out date is set to align with a graduation.

Frequently Asked Questions (FAQs) About Divorce in Contra Costa County, CA

Does California law require a parent to pay for a child’s college?

Generally, no. California courts lose the power to order child support once the child turns 18 (or 19 if in high school). However, many parents in this region work with their Contra Costa family attorney to include a “college support” clause in their Marital Settlement Agreement (MSA).

Q: What if a child has special needs?

This is a critical exception. In California, the court can order support for an adult child if that child is “incapacitated from earning a living and without sufficient means.” If a child has special needs, the decision to wait involves complex planning regarding Special Needs Trusts and long-term care.

Q: How is child support calculated in Contra Costa County?

California uses a statewide formula (Guideline Support) based primarily on both parents’ incomes and the “timeshare.” Even if a parent waits until the child is 17, support will be calculated based on the current high-earner status in the Bay Area.

Q: Is a “legal separation” an option instead of a Divorce?

Yes. A legal separation allows for the division of assets and debts without actually ending the marriage. This is often used by parents who want to stay on the same health insurance plan while living separate lives for the sake of the children.

Q: How does Proposition 19 affect my decision to sell the family home?

Proposition 19 allows homeowners over 55 to transfer their property tax base to a new home. In a divorce, deciding who “keeps” this tax benefit is a nuanced part of property division in high-value areas like Danville or Walnut Creek.

Why Choose a Dedicated Contra Costa Family Lawyer from Hyden Zakheim, LLP?

Navigating family law matters requires more than just filling out forms. It requires a Contra Costa family lawyer who understands the local judiciary, the nuances of Bay Area compensation structures, and the emotional toll on families in our community. Whether you need a family attorney to fight for your fair share of community property or a mediator to help you part ways with dignity, your choice of representation will define your family’s next chapter.

Finding the Path Forward with a Hyden Zakheim, LLP’s Contra Costa Family Lawyer

There is no “right” answer that applies to every family. For some, the financial and logistical benefits of a single home outweigh the emotional toll of a fractured marriage. For others, providing a transparent, honest, and peaceful environment in two separate homes is the greatest gift they can give their children.

The family lawyers at Hyden Zakheim, LLP, view families in transition with a focus on long-term stability. The family law firm’s role is to provide the legal clarity and strategic foresight needed to make a decision that can be lived with—not just for the next year, but for the next twenty. Contact Hyden Zakheim, LLP today to speak to an experienced family attorney.

Media Contact:
Hyden Zakheim, LLP
2333 San Ramon Valley Blvd #350
San Ramon, CA 94583
Phone: (925) 831-0636
Website: Divorce Lawyers | https://www.hydenzakheimlaw.com

Contact Information:

Hyden Zakheim, LLP

2333 San Ramon Valley Blvd., Suite 350,
San Ramon, CA 94583
United States

Simona Zakheim
(925) 217-8145
https://hydenzakheimlaw.com/